Emánuel and Pajzsi – one asks questions and compares, the other gives the thumbs-up: covered.
epites.biz is the information and quote-request site of Emánuel Dávid Tukacs, an independent insurance broker – specialising in construction and erection (CAR/EAR) insurance for contractors and principals. I work in person in Budapest and Kecskemét if you wish, and online and by phone nationwide.
Emánuel and Pajzsi – one asks questions and compares, the other gives the thumbs-up: covered.
I'm Emánuel Dávid Tukacs, an independent insurance intermediary (broker). As a broker, I don't represent one insurer – I act on the client's instructions: for your project or your annual portfolio of works, I obtain competing quotes from several insurers and hand them over in a plain-language table – strengths, weaknesses and fine print included. I assess the need and explain the options – the decision is always the client's.
My activity is supervised by the Magyar Nemzeti Bank (Hungary's central bank and financial supervisory authority): my registration number is 114063010758, which anyone can check in the MNB's institution register. I carry out the intermediary activity as a partner of Eurorisk Biztosítási Alkusz Kft. My main site: tukacs.com.
Because it's a project-based product: every job is different, and the cover has to follow the works from the plans to handover. You can pick an office team's benefits package from a catalogue – you can't do that with cover for a construction project. The structure of CAR/EAR cover, the question of existing property, the subcontractor chain and tender requirements all call for individual setting up, and in this line of business it's the details that decide whether the policy holds up at claim time. That's what this site is about: from the basic concepts to the 80-article Insights library.
An important boundary: epites.biz focuses on the world of construction and erection (CAR/EAR) insurance. Property insurance for a finished, operating site is the territory of vagyon.biz, the company's general and professional liability insurance is covered by felelosseg.biz, and the full corporate portfolio belongs to vallalkozas.biz.
I don't charge the client a fee for advice or for running the competitive comparison – the insurer pays the intermediary's remuneration. This is standard market practice, and I talk about it openly because that's where trust is built: you know exactly what your broker lives on, and you also know that the right to decide always stays with you.
I carry out the intermediary work as a partner of Eurorisk Biztosítási Alkusz Kft. Eurorisk has been operating since 1993 and holds an MNB licence as a brokerage – that background means epites.biz has established professional and legal infrastructure behind it, while you deal with one accessible person.
As an independent broker, insurers compete for you – not the other way round. I don't charge a fee for advice – the insurer pays the intermediary's remuneration; it is part of the insurance premium.
